Pricing

Transparent fees,
no surprises.

One rate per payment method. No monthly fee, no setup fee — you only pay when a transaction succeeds.

No monthly fee

No subscription or minimum commitment. Use Baiyar as much or as little as your business needs.

No setup fee

Start accepting payments today, with no integration or activation fee.

Pay per successful transaction

Fees are only charged once a customer's payment successfully lands in your account.

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Payment methods

Pick the payment methods that fit your business.

QRIS

Settlement: T+1

One QR code for every e-wallet and bank

0.7% + Rp 250

Below Rp150,000

0.7% + 0.2%

Rp150,000 and above

Virtual Account

Settlement: T+1

BCA

Rp 4,500

Mandiri

Rp 4,000

BNI

Rp 3,500

BRI

Rp 4,000

Permata Bank

Rp 3,500

CIMB Niaga

Rp 3,500

Danamon

Rp 4,000

Maybank Indonesia

Rp 3,500

Bank Syariah Indonesia (BSI)

Rp 4,000

E-Wallet

Coming Soon

OVO, DANA, ShopeePay & other e-wallets

OVODANAShopeePay

Credit/Debit Card

Coming Soon

Visa, Mastercard, JCB & other cards

VisaMastercardJCB

Retail Outlets

Coming Soon

Pay in cash at Alfamart, Indomaret & more

AlfamartIndomaret

Direct Debit

Coming Soon

Direct debit from the customer's bank account

BCABNIBRIMandiriDanamonCIMB Niaga

Rates may change over time. Contact the Baiyar team for the latest information.

Transaction fee simulator

Enter a transaction amount to see the estimated fee per payment method.

Rp

QRIS

0.7% + Rp 250

Rp 950

Merchant receives: Rp 99,050

Need a custom rate?

For high transaction volume, our team can help tailor a rate for your business.

Contact sales

FAQ

Frequently asked questions

Can't find the answer you're looking for? Contact our team.

Is there a monthly fee?

There's no monthly fee or subscription. You only pay a transaction fee when a customer's payment succeeds.

Is there a setup or activation fee?

No. You can start accepting payments with Baiyar with no integration or activation fee at all.

When is the transaction fee charged?

The fee is only charged once a customer's transaction succeeds (status: paid). Failed or expired transactions are never charged.

How does QRIS pricing work?

QRIS is charged 0.7% + Rp250 for transactions below Rp150,000, and 0.7% + 0.2% of the amount for transactions of Rp150,000 and above, following Bank Indonesia's QRIS rules.

When do funds from a transaction land in my account?

Funds from QRIS and Virtual Account transactions settle T+1 — one business day after the transaction succeeds.

Does Baiyar already support e-wallets like OVO, DANA, or ShopeePay?

E-wallets are still in development and coming soon. QRIS and Virtual Account are the active payment methods today.

Is there a minimum transaction amount?

There's no minimum transaction amount to use Baiyar.

Can these rates change?

Rates may be adjusted over time following each payment method provider's own policies. We'll notify merchants ahead of any significant change.

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